Are Your Debts Keeping You Up at Night?
Struggling with multiple repayments or finding it hard to get approved for new credit because of existing debts?
You’re not alone, and there are ways to take back control.
Get in touch with us today to discover practical options that could ease your financial stress and turn your repayments into one manageable plan.
Apply Online
It only takes a few minutes, and we make sure your personal details stay safe.
Zero Hidden Charges
We never ask for upfront payments. Any fees or interest will always be shown to you in full before you decide.
Simple Process
From application to approval, everything is designed to be quick and hassle-free.
Expert Support
Our team is here to guide you through every step of the process.
About us
Helping People Become Debt Free
We’ve supported hundreds of people across the United Kingdom in taking back control of their finances. Our team is trusted for offering clear, honest, and straightforward guidance, always with your best interests at heart.
We believe in transparency, so you’ll never face hidden fees or misleading advice. Whether you’re looking to simplify your monthly payments or explore the best options available, we’re here to provide free, genuine advice you can rely on.
- Trusted by hundreds across the UK
- Free, honest, and transparent advice
- Helping you simplify, and manage Debt
Overwhelmed by multiple debts?
Credit Cards & Overdrafts
Money borrowed through revolving credit or exceeding your bank balance, often leading to high interest if not repaid on time.
Personal & Payday Loans
Short or long-term borrowed funds with fixed repayments, often carrying high interest rates that can quickly become unmanageable.
Utility Bills & Catalog Debt
Unpaid household bills or shopping account balances that can build up over time and cause financial strain.
Bailiffs & More
Debts that have escalated to enforcement action or other serious recovery measures, adding pressure to your financial situation.
Getting Started is Easy
Get in Touch
Fill out our simple online form to know your options, or call us directly to get started.
Free Review and Advice
We’ll review your details and arrange a quick call to share debt solutions tailored to your circumstances.
Your Choice, No Pressure
Explore the options provided and decide what works best for you. You’re free to move forward or simply use the information, there’s no obligation.
Frequently Asked Questions
Keep making your regular payments to creditors until a formal debt solution is set up and active. Missing payments during this period may lead to extra fees, interest, or recovery actions. Once your plan is in place, your provider will usually handle payments on your behalf.
Yes, most debt solutions will have a negative effect on your credit file and will remain visible for six years. However, if you’re already missing payments or struggling with existing debts, your credit score may already reflect that. A suitable debt solution can help you regain control of your finances and gradually rebuild your credit in the long run.
All advice offered by us is completely free. However, certain debt solutions may include fees, which will be clearly explained before you make any decision. We’ll review all available options based on your individual situation, so you can make an informed choice. After speaking with our experts, the final decision is entirely yours, there’s no obligation to move forward with any solution.
Ready to take the first step towards a debt-free life?
Contact us today to know your options.
Free and impartial advice is also available from MoneyHelper, which can help you understand your options and make informed financial decisions.
Things You Should Know
At Consolidate My Debt, we’ll gather some basic information and, with your permission, share it with one of our trusted partners who will explain the advantages and disadvantages of the options available to you. Please note that we do not offer financial advice or make recommendations, and we may receive a referral fee for this service.
While all debt solutions can affect your credit rating to some degree, this will be clearly explained before you make any decision. The advice provided is completely free, and you are under no obligation to proceed.